With a well-picked medical insurance policy, your out-of-pocket medical expenses should be at a minimum. However, a lot of insurance enrollees overlook important policy options and guidelines that end up costing them more money. If you struggle to make ends meet because your medical costs are too high despite insurance, it may be time for a bit of guidance. Here on our blog, we cover the bases to help people just like you get the most from their medical insurance policy. We discuss things like finding the most affordable in-network providers, keeping co-pay costs as low as possible, and how to save on prescriptions.
24 January 2023
If you're getting ready to retire, now's the time to prepare for your Medicare application. In most cases, you can start getting Medicare coverage once you reach your 65th birthday. But, there are some exceptions to that. If you're receiving social security benefits due to a disability, you can apply for Medicare earlier than your 65th birthday. If you're ready to apply for Medicare, you do need to avoid mistakes. Some mistakes can cause problems for you later.
16 January 2023
When it comes to individual health insurance, there are a lot of acronyms to know and understand, which can be confusing. PPO, HMO, HDHP, FSA, and HSA are key terms that refer to different types of plans and their associated benefits. It is important to understand each acronym to make an informed choice when selecting an individual health insurance plan. Knowing the difference between these acronyms can help you make sure you are properly covered with the right plan for your needs.
3 January 2023
Are you about to get to the age where you will be eligible for Medicare? Are you already enrolled in Medicare but not happy with your current options and looking to make an update or change? One consideration to look into would be to work with a Medicare insurance broker to ensure that make the right choice with your insurance coverage. Here's how a Medicare insurance broker or firm can assist you with this important decision.